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Maximising Your Benefits: Using All of Your NDIS or Home Care Package Funding

When it comes to in-home care for the disability and aged care communities, not fully utilising your entitled funds can have consequences.

Many are unaware that not using the total allocation of their National Disability Insurance Scheme (NDIS) or Home Care Package funding could mean risking losing these invaluable benefits in future years.

Understanding the Risks

Government initiatives, like the NDIS and the Home Care Packages programme, are designed to empower individuals with disabilities and those in aged care.

They offer support, enabling beneficiaries to access essential community services with a particular focus on being able to remain in their own home for as long as possible before requiring more long-term care, like a retirement facility, for example. Funding is given to individuals based on a “needs” basis. It is frequently monitored and reassessed, sometimes as often as yearly.

It is common practice for participants to use their funding cautiously to avoid overspending or running out of funds too soon; however, underutilisation might signal to the authorities that you don’t actually need as much funding as allocated, potentially leading to a significantly reduced allowance in the future, when most people find their needs for more assistance grows as their needs progress and development.

This can lead many to find themselves with nowhere near enough funding for essential support in the future simply because they weren’t armed with all the necessary information from the beginning. 

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KompleteCare: Your Champion in Navigating In-home Care Needs

KompleteCare emerges as a beacon of hope in this landscape. Specialising in tailored in-home care services and support. KompleteCare understands the complexities of both disability and age in-home and community care. They’ve assisted countless individuals in ensuring their funding is well-spent and that their clients are educated on the abundance of support available to them industry-wide. 

“At KompleteCare, we know there is a significant shortage of readily accessible information available to the average person about where and how they can spend their funding,” says Lisa Lynch, Head of KompleteCare Marketing and Branding. 

“While as a business, of course, we hope people utilise our services as much as possible, we also feel it’s important to give back to our community as we see all too often many people quietly struggling at home who either are too proud to ask for help or simply don’t know its there for them to take”, Lisa continues.

“By offering obligation and cost-free advice to new enquiries about what is available to them based on their current and potential future needs and also by ensuring our own client’s packages are regularly assessed for additional conditions or changed circumstances and utilised to their fullest, we are doing our part in ensuring our nations most vulnerable is well taken care of and at less risk of not having that help in the future when they really need it,” said Lisa.  

“It’s actually easier to get and keep funds than to lose and try and get them back”. 

Why Fully Using Your Funds Matters

  1. Holistic Care: Using all your funds ensures you get comprehensive care in all areas of your life, not just the most obvious. You get all the support you need, whether physical therapy, in-home services, or access to the community. 
  2. Adapting to changing needs: As one progresses in age or as a disability evolves, needs change. What might have been excessive funds one year could be barely enough the next. By fully utilising your funds, you’re prepared for these fluctuations.
  3. Maximised independence: With in-home disability and aged care, the goal is to foster as much independence as possible. You stand a better chance at a fulfilling, independent life by tapping into all your resources.
  4. Caring for those who care for you: Many Australians with access to package or plan funding are lucky enough to receive assistance from family and friends. This means they don’t usually bother to look into outsourcing care services. But what if that loved one became ill or injured, moved away, or simply became burnt out? What would you do then? External help, even as a backup or infrequently, provides that extra security for constant care and additional support for those who care for you. 

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Getting the Most Out of Your Funding with KompleteCare

Navigating the intricate web of community services can be daunting. This is where KompleteCare shines. Their expert team can:

  • Identify Gaps: They evaluate your current plan or package usage and pinpoint areas where you might be missing out on services.
  • Personalised Plans: Everyone’s needs are unique. KompleteCare crafts care plans that ensure every individual’s requirements are met, ensuring every penny of your funding is put to good use.
  • Continuous Support: Their commitment doesn’t end with a plan. KompleteCare offers continued support, adapting as your needs change.
  • Advice: KompleteCare offers free advice on accessing all services and support in your plan or package, not just the ones they provide. They can help connect you with trusted Allied Health providers, mobility equipment, and more. 

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In today’s evolving world of disability home care, aged care, and community services, staying informed is crucial. Not only for the sake of utilising your funds but to guarantee the best care possible, now and in the future. With partners like KompleteCare, you’re not just another beneficiary but a valued individual deserving of comprehensive, compassionate care.

For more insights and assistance, visit the KompleteCare website and explore their range of services or call (08) 8265 5696 in South Australia & Riverland or (08) 9329 4955 in Perth, Western Australia.

 

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